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Directors and Officers

This type of cover is crucial in today’s bureaucratic and litigious society. Managerial and supervisory staff are now open to fines and penalties if claims are made against them by way of wrongful acts or negligence in connection with their duties. So to protect yourself and your colleagues from getting a nasty surprise read on….

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Group Personal Accident &/or Business Travel

Did you know you can take out insurance to cover injury, loss of eyes, limbs etc and even death caused by accidents either whilst you are working or in your own leisure time or even whilst travelling on behalf of the business. Let’s look at the options…..

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Combined Liability

This policy covers two or more liability risks under the same contract namely Employers, Public and Products liability.

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Contractors All Risks

There is a way for Contractors of all kinds to protect themselves under just one policy. Not only can you insure your liability exposure but also the materials, buildings, plant etc on site. So what’s involved? Let’s have a look…..

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Engineering Inspections

How many businesses know that operating certain kinds of plant and machinery means you are legally bound to ensure it is fit to use and above all safe to operate? Don’t be the ones to be caught out ……

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Commercial Combined

Gone are the days when you needed a host of separate policies to cover every aspect of your business. Now we can put together a combination of covers under a single policy with a single insurer. Cover for your legal liabilities, property, stock and plant machinery and contents can be all under one policy. Let’s see how….

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Commercial Vehicle

If you have an ordinary van, lorry or pick up or even buses, coaches, agricultural vehicles or something even more unusual we can cover it for you. So forget the direct this and online that! Let’s see how can help you……

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Hauliers Liability

If you are carrying your customer’s goods, you probably need Haulier’s liability insurance.

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Marine Transit

If you send goods to far flung places or import goods from all over the world then you need you ensure you are protecting the goods in transit to and from the port or airport, on board and all places inbetween. How can you do this in the best way? Via your freight forwarder or is there an alternative?

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Motor Fleet

If you operate multiple vehicles be they cars, vans, lorries or a combination then a motor fleet or mini-fleet policy may be right for you. You can specify who drives what and the cover that is needed for the different vehicles but insure them all under a single policy. How does it work?

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Motor Trade

If you run a small back street garage, a second hand car pitch, a shiny dealer franchise or anything in between you can cover all your Motor Trade needs under a single tailored policy. Lets look what is on offer…….

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Package Policies

Whatever the kind of business you run, we can likely help arrange a package policy to suit your needs. We have a wealth of experience in a host of different trade types so let’s look at what is available for you.

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Property Owners and Investors

There is any number of specialist policies out there aimed at the property owner or investor. Have you got a single property or a portfolio or do you manage a number of properties? Well if you do fall into one of those categories then let’s see what IFM can offer you…

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Professional Indemnity

If you are a Professional you need protection against civil liability arising from a possible breach of professional duty. If you have heard stories of colleagues who have encountered problems and this sounds familiar let’s look at what’s covered and how does it work in practice to help safeguard you, your business and your reputation……

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Landlord Insurance

Are you part of the growing number of people who own a property you don’t live in? If you own property and or rent it out, it's vitally important to protect your investments. To see what we can do read on……

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Office Insurance

If you are looking to protect your office then IFM has more than 20 years experience in arranging tailored office insurance packages for a host of different business types. Read on to see what we mean….

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Shop Insurance

If you run a business which sells goods to the public whether it's a shop, restaurant, public house or hotel then you need the right insurance to protect your business, your customers and your employees.

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Public Liability Insurance

It’s likely you have heard of Public Liability insurance and businesses really do need it but just what’s covered and what can we arrange for you….

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Goods in Transit

As part of your everyday work do you end up carrying your own goods from place to place or maybe someone else’s? If the answer is yes then you should be considering some Goods in Transit cover. Here’s how…..

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Engineering Insurance

It’s all well and good having your statutory items of plant inspected but did you know that extensive insurance for the plant and machinery you rely on can be arranged as well?

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Tradesman Insurance

As Brokerbility Group members we have a special scheme for everyone from builders and bricklayers to labourers and landscape gardeners.

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Personal Accident Insurance

The Royal Society for the Prevention of Accidents (ROSPA) reckon over 2 million people in the UK are unable to attend work every year due to accidents. What would you do if it happened to you?

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Fire Safety

Under the Regulatory Reform Fire Safety Order 2005, it is now compulsory for companies to conduct a Fire Risk Assessment. If you are an employer or have control over any part of non-domestic premises i.e. Office, Shop, Factory, Warehouse, Hotel, Bed & Breakfast, Residential and Care Home, Community Hall, Public House, Club, Restaurant, School and College, then you will need to carry out a 'suitable and sufficient fire risk assessment' and also record this if you have five or more employees, the premises are licensed or if there is an alterations notice in force (issued by the enforcing authority).

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Need help? Call 0114 268 4606 or email: info@ifmins.co.uk