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Protecting you and your business since 1975.


At IFM we understand that every business is unique, which is why we take time to get to know your business. Trades that may require a Contractors policy include Electrical, Heating, Ventilation & Air Conditioning and Roofing & Scaffolding. The policies are flexible and cater for the risks your company faces. Typically policies include the following:

Material damage

Cover for your assets such as machinery and plant, stock and computers.

Business interruption

Financial compensation for your business in the event of a loss occurring under your Material Damage cover.

Employers’ Liability

Compulsory insurance which provides cover for employees against injury or disease caused as a result of their employment.

Public and Products Liability

Essential cover in respect of your legal liability, which pays compensation to third parties for accidental loss or damage to their property, or injury to any person during the course of your business activities or products supplied by the business.

Contractors All Risks/Contract Works

Designed to cover work that’s underway on a site. It can pay to repair or redo the work that’s in progress if it’s damaged by an insured event like fire, flood, storm, vandalism or theft.

Own Plant & Hired in Plant

Cover for loss or damage to owned plant and/or legal liability for loss or damage to hired in plant and continuing hiring charges.

Other covers such as Money, Computers, Goods in Transit, Engineering Risks and Legal Expenses can also be included.

We have access to a panel of Insurers who we have fantastic relationships with. If you require any assistance or need to make changes during the year then you’ll get straight through to your contact in our friendly team in Sheffield.

Call us on 0114 268 4606 or complete the form and we’ll contact you.